Those handicapped and unable to work and make a living are eligible for Social Security disability payments provided they meet certain additional conditions, such as having limited resources and a source of income or having earned enough work credits via the Social Security Administration (SSA). Because the government administers Social Security disability payments, an applicant may not believe they require legal counsel during the application process. However, it is always a good idea to have a nationwide long-term disability claims lawyer on your side. Here is why.
SSDI eligibility requirements are complicated
You cannot apply for Social Security disability payments only because of a medical issue. The qualifications are exceedingly strict and are separated into medical and work-related categories. It is essential to consult with a lawyer before you apply for SSDI benefits to ensure that you understand the regulations and procedures for your application. Your Social Security disability lawyer will be able to educate you on the facts and evidence required to determine if you qualify.
You need an extraordinary application.
Because of the significant possibility of fraud, Social Security Administration employees tend to be cautious about every application. To be eligible for Social Security disability payments, you must submit a complete application that includes various forms and a large number of official papers, medical reports, and other credentials.
Ideally, you should seek the aid of someone familiar with what social service authorities look for in an application. This way, you will know what information is critical and which documents are required. You can get support from Social Security disability lawyers with years of expertise in disability law disputes.
The SSDI rejection rate is extremely high.
The Federal Government pays thousands of dollars to approximately 9 million Americans annually through disability insurance plans. While the figure appears fairly large, it is still a small proportion of the population. Around 54 million of the 330 million Americans have some type of handicap. This means that Social Security only covers around 16% of the overall handicapped population. The qualifying conditions are quite stringent. This fact is reflected in the rejection rate for new applications.
Over the previous two decades, the SSA has rejected over 70% of all applications. Some years, the rejection rate is as high as 80%. Nearly 45% of them are rejected for non-medical (technical) reasons. Even with sufficient employment credentials, the medical examination might exclude you from over 60% of all applications. The good news is that if your application was denied for medical reasons, you can appeal for a hearing.